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    Retirement Readiness Score

    HomeRetirement Readiness Score

    Gauge where you stand and how to level up before you clock out for good.

    Include 401(k), IRA, brokerage earmarked for retirement.
    Pretax + Roth + taxable — just the amount you add yearly.
    Estimate yearly dollar value of the match.
    Housing, food, travel, healthcare, everything.
    Classic "4% rule" shown here; adjust as you like.
    Enter $0 if you'd rather exclude it.
    —Readiness
    —
    Years to retire: — Required nest egg: — Projected at retirement: —

    Projected annual gap (future $)

    —

    Funding ratio

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    Assumptions: expenses inflated to retirement; simple annual compounding; contributions assumed at year-end; this is an educational estimate, not financial advice.