Credit Card Interest Calculator
See the true cost of credit card debt—and how much you can save by paying more than the minimum
⚠️ Warning: The results might shock you (but that's the point)
Total Interest Paid (Minimum Payments Only)
$0
Over X years
By Paying More, You'll Save
$0
in interest charges
0
Months Saved
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Debt-Free Date
$0
Total Paid
Minimum Payments Only
Monthly Payment
$0
Time to Payoff
0 years
Total Interest
$0
Total Amount Paid
$0
Your Payment Plan ✓
Monthly Payment
$0
Time to Payoff
0 months
Total Interest
$0
Total Amount Paid
$0
Payoff Timeline Comparison
Minimum Payments Only
Your Payment Plan
| Payment Strategy | Monthly Payment | Payoff Time | Total Interest |
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Ready to Crush This Debt?
Every extra dollar you pay goes directly toward your principal balance—not interest. Even $25 more per month makes a massive difference over time.