Monarch Money
The Budgeting App That Helps You Save More — in Less Time
Monarch Money is the all-in-one budgeting platform that simplifies your finances, tracks your net worth, and helps you reach your goals faster — no spreadsheets or guesswork required.
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Track performanceFREE
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BudgetFREE
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Everything in One Place
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Collaborate with Your Partner – Built-in shared finance toolsFREE
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Mobile + Desktop Access – Budget on the go or from your laptopFREE
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No Ads, Ever – Private, secure, ad-free
🟧 Key Benefits
Automated Wealth
✅ Link All Your Accounts – Banks, credit cards, loans, investments — all in one secure place
✅ Visual Budgeting – Create flexible budgets and monitor spending by category
✅ Track Your Net Worth – See real-time growth and liabilities
✅ Set Custom Goals – Whether it's debt payoff or saving for a home
Powerful
🟥 Why Recommend Monarch
Experiment with different email variations to identify what resonates best with your audience and optimize campaign performance.
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It focuses on the big picture (not just tracking expenses)FREE
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It’s built for long-term planning, not just month-to-monthFREE
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It’s user-friendly enough for beginners but powerful for advanced users
"I never had time to sit down and ‘budget’ the traditional way. Monarch made it incredibly easy to see where my money was going and set goals I could actually stick to. I paid off two credit cards in five months — and I barely had to lift a finger."
Jessica L., Marketing Manager & Mom of 2
"I juggle multiple income streams, and Monarch helped me bring everything together — personal, freelance, and even shared expenses with my partner. It's intuitive, motivating, and the best financial decision I’ve made all year."
Alyssa K., Freelance Designer & Digital Nomad
FAQ
Q: Is Monarch Money better than Mint?
Q: Will this work if I’m bad at budgeting?
Q: Can I share this with my spouse/partner?
Final CTA
Take control of your finances today
Just 5 minutes to set up, and your future self will thank you.
Sign up this week and get 7 days free — no credit card required »
For our research and writing – we do earn a small affiliate fee after you sign up.
"I’ve tried Mint, YNAB, spreadsheets — you name it. But Monarch was the first tool that made budgeting stick for me." — Don Briscoe, Financial Director, PersonalOne.org
Brent Finegold, Financial Manager Wallstreet