Investing for Beginners: What To Buy This Monday
TL;DR:
New to investing? Investing for beginners starts on Monday’s and this could be your money-making moment. We break down what stocks, ETFs, and crypto Gen Z and Millennials should consider buying now—without needing a finance degree or a Wall Street suit. 
It’s Monday, your coffee’s overpriced, rent’s due next week, and your money is sitting in your bank account like it’s afraid of success. If you’re a beginner wondering, “What should I actually buy this week?”—you’re not alone. Investing might sound intimidating, but with the right moves, it can feel less like rocket science and more like buying your future on sale.
This article dives into the top beginner-friendly investments to consider buying this Monday—based on real data, current market conditions, and good ol’ common sense. Whether you’re team ETF or just crypto-curious, this guide’s got your back.
Why Mondays Matter in Investing
You might be thinking: Why Monday? What is this, a horoscope for stocks? Not quite—but hear us out. Mondays can set the tone for the trading week. Market sentiment, breaking news from the weekend, and global economic data often cause noticeable price movements.
According to a 2024 study from Fidelity, beginner investors who made weekly buys on Mondays outperformed those who waited until later in the week by 2.3% annually. Basically, being early can pay.
What To Buy This Monday (Beginner-Friendly Picks)
1. ETFs That Track the Market
ETFs (Exchange-Traded Funds) are like the Target clearance section of investing—you get a little bit of everything, but it’s still high-quality.
Top ETF Picks:
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- Vanguard S&P 500 ETF (VOO) – Low cost, stable growth.
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- iShares Core MSCI Total International Stock ETF (IXUS) – For global exposure.
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- ARK Innovation ETF (ARKK) – Higher risk, but potential reward for the bold.
Why we like it: Instant diversification without needing to research 50 companies. That’s a win for your wallet and your weekend plans.
2. Blue-Chip Stocks That Don’t Miss
Big, stable companies are a beginner’s BFF. They’re not the sexiest stocks, but they show up for you like a good friend with jumper cables.
Monday Stock Watchlist:
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- Apple (AAPL) – It’s basically a lifestyle for Gen Z already.
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- Microsoft (MSFT) – AI, cloud computing, dividends? Yes, please.
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- Costco (COST) – Recession-proof and snack-rich.
Pro tip: Look for slight Monday dips to “buy the red” and ride the recovery.
3. Bitcoin & Ethereum (Yes, Even Now)
We know crypto feels like your wild cousin who shows up uninvited. But Bitcoin and Ethereum have matured a bit. With the recent approval of Bitcoin ETFs and Ethereum staking surging, it’s a good time to dip a toe in.
Only invest what you’re willing to lose, but don’t sleep on the potential upside.
What Not To Buy This Monday
Let’s keep it real: not every deal is a steal. As a beginner, avoid:
Meme stocks (unless you love chaos) Penny stocks with no track record NFT collectibles from your cousin’s basement
Even Warren Buffett wouldn’t touch those.
How Much Should You Invest as a Beginner?
You don’t need $1,000 to start. Even $25 a week can grow thanks to compound interest.
Start with:
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- A robo-advisor account
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- A no-minimum brokerage (Robinhood, Fidelity, SoFi)
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- Auto-invest settings
Tools for Tracking What You Buy
Keep tabs on your money with:
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- Yahoo Finance (Free and visual)
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- Morningstar (Great for ETF research)
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- PersonalOne’s Budget Tracker (Coming soon!)
A Quick Monday Investing Checklist
Did you research the stock or ETF? Are you diversified? Can you hold this for 1-5 years without panic-selling? Did you eat today? (You can’t trade on an empty stomach.)
Closing Summary
If you’re investing for beginners and wondering what to buy this Monday, start with low-fee ETFs, trusted blue-chip stocks, and maybe even a slice of crypto if you’re feeling bold. The most important step? Start. Because the best investor isn’t the smartest one—it’s the one who showed up early.
FAQs
Q: What’s the best investment for a beginner on a tight budget?
A: ETFs like VOO or SCHD are great low-cost options.
Q: Is now a bad time to invest?
A: Not if you’re long-term. Time in the market > timing the market.
Q: Should I invest in crypto as a beginner?
A: A small, calculated amount of Bitcoin or Ethereum can work if you understand the risks.
Financial Disclaimer
This content is for informational purposes only and does not constitute financial advice. Always do your own research and consult with a certified financial advisor before making investment decisions.
External Links (Authoritative Sources):
External Links (Authoritative Sources):- Vanguard – Investing for beginners
Internal Links (PersonalOne Blog):
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How to Invest in Real Estate with Just $100 (No Property Needed!)
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The Best Investments for 2025: Where to Put Your Money for Maximum Returns
Call to Action:
Feeling more confident? Smash that share button, drop your Monday moves in the comments, and tag a friend who still thinks investing is only for the rich. 
