Enter your income, tweak the percentages, and get instant targets for Needs, Wants, and Savings/Debt.
1) Income
Monthly
$4,000.00
Yearly
$48,000.00
Per Week
$923.08
2) Split
Needs
Wants
Savings/Debt
Savings/Debt % auto-adjusts to total 100%. Current: 20%
3) Results (Monthly)
Needs$2,000.00
Wants$1,200.00
Savings/Debt$800.00
Keep housing, utilities, groceries, and transport in Needs — dining out, streaming, and shopping in Wants — emergency fund, investing, and extra debt payments in Savings/Debt.
See real budget breakdowns by income level
Next Step
Turn these numbers into a system that runs itself
A budget is a spreadsheet. A system is what actually keeps the money where it belongs.