Budgeting Apps vs Spreadsheets: What Works Better in 2026?
Compare budgeting apps and spreadsheets in 2026. Discover which method fits your financial goals, lifestyle, and tech comfort level with this honest breakdown.
Category: Budgeting
Smart, simple budgeting tips and tools for Gen Z and Millennials—covering spending plans, budgeting methods, apps, and real-life money strategies that actually work.
How to Separate Spending, Saving, and Bills Using Multiple Accounts
Stop wondering if you can afford things. Separate spending, saving & bills into 3 accounts for automatic money management. Reduce stress, build savings faster.
How to Build a Budget That Actually Works in 2026 (Without Giving Up Your Life)
Learn how to build a realistic budget that fits your lifestyle. Simple steps to manage spending, save consistently, and avoid burnout.
Your 2025 Money Audit: How to Review Your Spending, Debts, and Wins Before the New Year
Assess your finances with a 2025 money audit. Review spending, debt, income, and financial wins to build a stronger, more intentional plan for 2026.
How to Create Your First Budget: A Simple Guide for Millennials
Learn how to create your first budget with this simple guide for millennials. Discover easy methods like 50/30/20, budgeting tools, and tips to actually stick with it.
Year-End Financial Mistakes to Avoid Before 2026
Avoid the biggest year-end financial mistakes before 2026. Learn how to prevent overspending, missed deadlines, credit damage, and weak planning.
2026 Financial Game Plan: A Smarter Way to Structure Your Money This Year
Updated: February 2026
By Don Briscoe, personal finance coach and founder of PersonalOne.org
TL;DR
Many people start a new year with motivation but no financial system.
The smartest plans focus on stability before optimization....
Your 2025 Money Audit: How to Review Your Spending, Debts, and Wins Before 2026
Run your 2025 money audit before 2026. Review spending, debt, credit, savings, and investments to set stronger financial goals for next year. For Millennials.
Budgeting on Autopilot: How to Let Tech Do the Heavy Lifting
Automated budgeting made easy. Learn how to use AI apps and fintech tools to automate your money management and save time.
Why We Make Bad Money Decisions – And How to Train Your Brain for Better Ones
Learn why we make bad money decisions and how to train your brain for smarter, wealth-building choices. Backed by behavioral science and real strategies.
Holiday Budgeting: How to Avoid a Debt Hangover in January
Learn how to budget for the holidays, avoid debt, and start the new year financially strong. Smart, stress-free holiday budgeting tips for Gen Z and Millennials.
Rent, Ramen, and City Budgeting Tips: A Survival Guide for City Living
Smart city budgeting tips for 2025. Learn how to save, crush debt, and enjoy urban life without going broke — for Millennials & Gen Z city dwellers.
How to Reset Your Finances This Fall: A 4-Step Guide
Reset your finances this fall with a 4-step money guide. Audit spending, set goals, clean credit, and automate savings—perfect for Gen Z & Millennials.
How to Turn $500 Into $50,000 — The Smart Saver’s Strategy for Building Wealth Over Time
Learn the Smart Saver’s strategy to grow $500 into $50,000 over time. Discover compounding, consistency, and proven money moves for Gen Z & Millennials.
Stop Manifesting – Start Managing: A Wealth Management Mindset
Manifestation motivates—but management multiplies. Discover how adopting a wealth management mindset turns vision into financial freedom.
Back to School Budget Hacks That Save Real Money
Back to School Budget Hacks That Save Real Money | PersonalOne
Updated: February 8, 2026
8 min read
By Don Briscoe, a personal finance coach with over 12 years of experience guiding everyday...
Stop Comparing Money: What You Don’t See Could Surprise You
People’s lives tend to be more shiny than they actually are. The stylish co-worker may be drowning in debt, and the shy neighbor may have bought her house with cash. So yes: comparing money is dangerous and a trap you shouldn’t fall into — paying more attention to your goals (and...
Wealth Mindset: The Real Definition of Being Rich
Rich isn’t a number—it’s a mindset. A wealth mindset is about how you think, not just what you earn. By shifting from scarcity to abundance, practicing gratitude, and aligning money with your values, you create lasting success. Here’s the psychology-backed proof.
What Is a Wealth...
Rent Anxiety Is Real: How to Escape the Dread and Finally Build Financial Consistency
Struggling to pay rent every month? Learn how to break the paycheck-to-paycheck cycle with real stories, smart tips, and automation tools.
Set It and Forget It: Monthly Budget Hacks That Actually Work
Learn how to automate your budget with auto-transfers, smart alerts, and spending rules. A monthly budget you don’t have to micromanage.