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Catch all the latest posts from PersonalOne. Whether it’s trending money topics, breaking FinTech news, or financial life hacks, this is your scroll-worthy feed of all things personal finance.

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creating your first budget with Monarch Money
Blog, Finance

Creating Your First Budget: A Simple Guide to Telling Your Money What to Do

June 13, 2025 Don Briscoe No comments yet

Ready to start creating your first budget? Learn how the 50/30/20 rule helps you tell your money what to do and start spending smarter.

Crypto for Beginners: How I Made My First $100
Blog, FinTech

💸 Crypto for Beginners: How I Made My First $100 (No Tech Degree Needed)

June 12, 2025 Don Briscoe No comments yet

Discover how I made my first $100 in crypto with this beginner’s guide. Learn the steps, tools, and tips to start your crypto journey today.

Young adults shopping online using Buy Now Pay Later in 2025
Blog, Finance

Unlock the Perks: Why “Buy Now Pay Later” in 2025 Is Smarter Than You Think

June 11, 2025 Don Briscoe No comments yet

💸 TL;DR: Buy Now Pay Later (BNPL) is leveling up in 2025 with smarter features, credit score benefits, and new rules that protect you. But don’t tap “Buy” without reading the fine print. This guide breaks down the perks, the pitfalls, and how to use BNPL without blowing your budget or hurting your credit. 💥 […]

pay off debt strategy plan infographic
Blog, Finance

Pay Off Debt Without Losing Your Mind: The Ultimate Plan

June 11, 2025 Don Briscoe No comments yet

Ready to pay off debt without going broke or crazy? This sanity-saving guide helps Gen Z and Millennials tackle debt fast—with humor and strategy.

Colorful pie chart showing how to track every dollar using a budget with categories like housing, savings, food, and entertainment
Blog, Finance

Track Every Dollar Like a Pro (No Spreadsheets Required)

June 9, 2025 Don Briscoe No comments yet

📦 TL;DR:Stop letting your cash vanish into mystery lattes and impulse buys. This guide shows how to track every dollar using zero-based budgeting, automation, smart apps like Monarch, and real habits that work in real life. Spoiler: it’s easier than you think—and way more satisfying than you’d expect. 💸 Your Money’s Not Missing—It’s Just Wandering […]

Stress-Free Secrets: How to Build an Emergency Fund
Blog, Finance

Build an Emergency Fund in 30 Days (Yes, Even If You’re Broke)

June 9, 2025 Don Briscoe No comments yet

Learn how to build an emergency fund in 30 days with this easy, step-by-step guide for Gen Z and Millennials. Start saving today.

A middle age african american woman checks her 401(K) on a laptop on a coffee table in a bright lit middle class home
Blog, Investing

Your 401k Might Be Bleeding Money—Here’s How to Stop It

June 8, 2025 Don Briscoe No comments yet

Is your 401 k losing money from fees or forgotten accounts? Learn how to reclaim your retirement savings and protect your future—fast and smart.

Using Cashback Apps and Smart Budgeting saves money
Blog, Finance

I Saved $500 This Year Using Cashback Apps and a Budgeting Tool—Here’s How You Can Too

June 7, 2025 Don Briscoe No comments yet

Discover how I saved $500 this year using cashback apps and smart budgeting tools like Monarch Money. Learn tips to maximize your savings.

smartphone showing investing app with $100 balance, start investingsmartphone showing investing app with $100 balance, start investing
Blog, Investing

How to Fearlessly Start Investing with Just $100

June 7, 2025 Don Briscoe No comments yet

TL;DR: Think you need a Wall Street salary to get started in investing? Think again. Here’s how Gen Z and Millennials can start investing with just $100—no stress, no fancy lingo, and no financial degree required. If you can order takeout and scroll TikTok at the same time, you already have the multitasking skills to […]

checking vs. savings account options for Gen Z and Millennials
Blog, FinTech

Checking vs Savings Account: What’s Best for Your Money Goals?

June 6, 2025 Don Briscoe No comments yet

TL;DR: Trying to pick between a checking vs savings account? You’re not alone. Whether you want easy access or high-yield returns, this guide breaks down which account fits your goals. Plus, we spill the tea on a third option: money market accounts (spoiler alert—they might just be the glow-up your goals deserve). Are you parking […]

Person following fix your credit score improvement guide on a laptop using Monarch Money in a modern workspace, symbolizing financial empowerment and a 90-day credit repair journey
Blog, Credit

How I Fixed My Credit in Just 90 Days (No Guru, No Gimmicks)

June 6, 2025 Don Briscoe No comments yet

Discover how I managed to fix my credit in just 90 days. Learn actionable steps and tools like Monarch Money to improve your financial health.

Protecting savings from inflation
Blog, Finance

Is Inflation Eating Your Money? Here’s How to Fight Back

June 4, 2025 Don Briscoe No comments yet

Discover how inflation impacts your finances and learn effective strategies to protect your savings.

How FinTech is Revolutionizing Credit Building Without Credit Cards
Blog, Credit

No Card? No Problem: How FinTech Helps Gen Z Build Credit Fast

June 4, 2025 Don Briscoe No comments yet

TL;DR: Gen Z isn’t falling for the credit card hype. Hidden fees? 25% APRs? Yeah, no thanks. Instead, they’re building credit on their own terms—using rent payments, smart apps, and FinTech tools that actually make sense. It’s not about avoiding credit; it’s about doing it better. Let’s be real—credit cards used to be a rite […]

A woman tries CuraDebt and becomes debt free
Blog, Credit

CuraDebt Review 2025: Is This the Debt Relief Plug You’ve Been Waiting For?

June 3, 2025 Don Briscoe No comments yet

Read our 2025 review of CuraDebt to see how this trusted debt relief company helps people save thousands on credit card, tax, and business debt. Free consultation included.

Monarch vs. YNAB: Which Budget App Saves You More
Blog, FinTech

Monarch Money vs YNAB: Which Budget App Deserves Your Coins?

June 2, 2025 Don Briscoe No comments yet

Discover which budget app—Monarch or YNAB—helps you save more. Compare features, pricing, and user experiences to find your perfect financial tool.

IRS tax brackets explained and showing laptop on table with hot coffee
Blog, Taxes

Tax Brackets Explained: Why Your Raise Didn’t Raise Your Paycheck

June 2, 2025 Don Briscoe No comments yet

Learn how tax brackets work and get taxable income tips to legally save money on taxes. Tax brackets explained for Gen Z and Millennials.

Top 5 Budgeting Apps in 2025 interface screenshots
Blog, FinTech

💸 Top 5 Budgeting Apps in 2025 (Ranked by Real Users)

June 1, 2025 Don Briscoe No comments yet

Is Your Budgeting App Helping or Hurting Your Wallet? In 2025, managing your finances has never been more crucial—or more confusing. With a plethora of budgeting apps available, how do you choose the one that won’t just track your spending, but actually help you save? We’ve sifted through user reviews, expert opinions, and real-world performance […]

Google Cloud Professional Cloud Architect Certification
Blog, Careers

Get a Google Professional Cloud Architect Certification

May 31, 2025 Don Briscoe No comments yet

Elevate your tech career with the Google Cloud Professional Cloud Architect Certification. Discover benefits, preparation tips, and more.

Boost your credit score with these effective strategies
Blog, Credit

🚀 How to Boost Your Credit Score 100 Points Fast

May 30, 2025 Don Briscoe No comments yet

Discover powerful strategies to boost your credit score by 100 points quickly. Learn actionable tips for Gen Z and Millennials.

Group meeting about Acorns vs Stash micro investing apps
Blog, Investing

Acorns vs Stash: Which Micro-Investing App Grows Your Money Faster?

May 29, 2025 Don Briscoe No comments yet

Stash vs Acorns: Which app is better for building wealth from spare change? Compare today and move closer to money goals with PersonalOne.

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